If you are applying for a mortgage to move into a new home, it is crucial to check up on your credit score before you do so. This way, you can get the best rate and reap the additional rewards that come along with a good credit score. The Mobile long distance movers at All My Sons Moving & Storage are here to share with you three ways in which you can boost your credit score before you apply for a mortgage and move to a new home.

It is important to keep your balances low. Before any mortgage applications are turned in, it is crucial to pay down your current debt. To keep your balances low, do not make any big purchases before applying for your mortgage, and use your card as minimally as possible.

If you have any, Mobile long distance movers say to fix your late payments. Late payments do not disappear, and will only go away when you pay them off. To avoid late payments in the future and boost your credit score, set up payment due date alerts. Make sure that your bill payments are fitting the schedule that your paycheck is on.

Mobile long distance movers suggest you stop applying for cards when the cashiers offer you a certain percentage off of your purchase to boost your credit score. You credit score takes a small hit every time you do so. Even though your score will approve almost immediately after applying, a hard inquiry will impact your credit score for an entire year.